Whether you’re new on P2P market, already investing in P2P loans
or thinking of getting back in – this article may help you refresh your mind
about investing in P2P.
Below we cover the 8 major reasons why you should invest in P2P
loans and why investing in P2P can be reasonable and powerful.
Invest in P2P makes your money grow
Who wouldn’t like to get passive income? We are sure – everyone
wants. This is the simplest reason why people invest. Investing in P2P loans you
can easily earn double-digit interest rate returns, which is clearly the main
attraction of P2P lending platforms. Making your money work for you makes more
sense than keeping it somewhere in the piggy bank.
sitting in cash are losing its value
No doubt you’ve heard of inflation before. Inflation is the slow
but steady force that makes things cost more over time. That means that your
hard-earned money sitting in cash are steadily eroding – slowly are losing its
value over time. How fast does it erode, depends on the current rate
According to the statistic, presented on statista.com, the
inflation rate in the European Union in 2019 was 1,55% and in the Euro area –
1,23%. The forecast shows that by 2024 inflation in the EU will rise to 1.98%,
in European area – to 1.84%. Investing in P2P will prevent your money from
depreciating, even more – you will earn the profits also.
3) Great alternative for keeping deposits in the bank account
We all know that keeping money in a
bank account is safer than having it under a mattress at home. But at present,
depending on the country in which you live, banks pay very low interest or no
interest at all on term deposits. In case you want to make your money grow
faster and protect your savings from inflation, it is reasonable to invest. Of
course, considering all the risks associated with the investment you choose.
Investing in P2P loans on PeerBerry,
your investments will be secured with buyback guarantee. Most of loans are
additionally protected with additional guarantee. Since the beginning of
PeerBerry activity in 2017, all investors on PeerBerry earned profits. This
speaks about high level risk management of our business.
4) Relatively high return on your investments
Investing on PeerBerry you can earn up to 13,7% annual return on
your investments. Depending on the amount invested, you can receive up to 1%
loyalty bonus and earn even more – up to 14,7% annual return. The more you
invest, the higher return you receive.
comparison with keeping deposits in the bank account, investing in stocks,
buying bonds, real estate or most other investment options – investing in P2P
brings relatively higher return on your investment. When various fluctuations
in international markets influence the investing conditions, the return on
investment in P2P loans remains quite stable.
5) Investing in P2P loans for diversification
If you invest in stocks, buy bonds, real estate or use other
investment options – investing in P2P loans is a great option to add to your
investment portfolio. Investing a part of your funs in P2P, you will diversify
your portfolio and potential risks. Basically, the more ways you have to make
money, the less you’re at risk from getting in financial trouble if any one
method were to be disrupted.
Invest in P2P to save for retirement
It’s not a surprise, most of us want
to accumulate a financial cushion to have a fuller old age. Most of us probably
are not sure about the effectiveness of the pension policy in the country we
live in. Some of us simply don’t trust the social security. This encourages us
to think of alternative ways to raise funds for old age.
If you start investing when you’re
young, you can build a tremendous amount of wealth for when you’re older.
Investing in P2P can be one of great options to raise your funds for your
7) Investing in P2P is
in P2P is very flexible. You can choose to invest only in short-term loans,
such as one-month or just one-week maturities. A short investment period will
allow you to feel free and comfortable as you are free to both reduce your
investment portfolio and enlarge whenever you need. You can diversify your
investment by splitting your funds between different countries and types of
in P2P loans is very easy
Investing in P2P loans does not really require any specific
knowledge or experience. And you can start investing for as little as € 10. Our
Customer support professionals are always ready to answer any questions you may
have or provide you with the help you need in your investment journey. By using
Auto Invest tool, you can fully automate the investment process. Just invest,
set Auto Invest and it will do all the work for you. You just will have to
enjoy your earnings.
So, what was the main reason for you to start to invest? It would
be very interesting to hear. You are welcome to share your thoughts in the
comments section below.