Debitum Network partners with a loan originator Mikro Kapital

Debitum Network partners with a loan originator Mikro Kapital:

We are happy to announce that we have a new partnership with a loan originator from Romania “Mikro Kapital” onboarded Debitum Network platform. Mikro Kapital IFN SA (Romania) is a non-banking financial institution. It is part of a Mirko Kapital group that uses microfinance techniques for lending/investing in SMEs around the world with a special focus on emerging markets through their 2 securitization funds: Mikro and Alternative. 

Debitum Network partnership with a loan originator Mikro Kapital Romania will offer the first assets on our platform. We hope for a successful continuation in the partnership after the first assets have been funded. 

About Mikro Kapital group

Mikro Kapital group is a securitization fund management company. It was established under Luxembourg law in 2008. It is regulated by the European Union and controlled by Luxemburg authorities. Mikro Kapital group focuses on investing in small businesses across emerging areas of the world, especially in Russia, also Central and East Asia, Latin America and Europe. 

The group invests in the real economy, stimulates the growth of small companies by providing financing to creditworthy micro and small businesses, and gives investors an opportunity to diversify their funds/investments by investing in industrial, agricultural, and service segments of the global economy. All loans issued by Mikro Kapital are fully collateralized. Mikro Kapital do not do any consumer lending.

Some stats about Mikro Kapital group

In ten years, the company created a global team of 1746 employees with 134 offices in 19 countries. The Mikro Kapital group operates in: Luxemburg, Italy, Russia, Belarus, Moldova, Romania, Tajikistan, Armenia, Kyrgyzstan, Honduras, Indonesia, Kazakhstan, Poland, Uzbekistan, the Czech Republic, Switzerland, Nicaragua, and Hong Kong. 

The total amount of investments made through their Mikro Fund and Alternative Fund exceeds 600 million EUR.

During 10 years of activity, the default rate on the credit awarded has been below 1%.

About Mikro Kapital Romania

Mikro Kapital IFN SA (Romania) was established in 2016 and it has focused on achieving a positive impact especially in the emerging markets. It is the Romanian subsidiary of Mikro Kapital group. The company is a non-banking financial institution with a focus on very small, small and medium-sized enterprises, agro loans and a small portfolio of private loans issued to Romanian citizens. 

Some stats about Mikro Kapital Romania 

  • Total loans originated: 20,874,441 EUR (1607 loans)
  • Outstanding loan portfolio: 15,348,198 EUR (1332 loans)
  • Average financing term: 3.28 years

The first assets on Debitum Network from Mikro Kapital

The first assets from Mikro Kapital have already been uploaded on Debitum Network platform. They are short term in duration with annual interest rates from 9% to 11%. All of them have a buyback guarantee. Are you interested? Be the first one to invest in the assets and earn attractive interest.  

Top asset of the week from Mikro Kapital 

We have handpicked the top asset of the week from our newest partner. The borrowing company has a family business, which provides transportation services by buses, and has been in business for more than 15 years. It has a great credit score, excellent interest rate, and you can earn more than that as the penalty rate (in case the borrower is late with the repayment) is 10%. Do not hesitate to put the asset into your portfolio as the assets on our platform are funded really fast.

new partners


Disclaimer: Investments in financial products are subject to market risk and any investment should only be done with risk capital. The above references an opinion and is for information purposes only. It is not intended to be investment advice. Seek a duly licensed professional for investment advice.

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