Tips on how to create an effective Auto Invest strategy

Investing in loans on PeerBerry is very simple. You can do it in two
ways:

  • manually – by filtering
    available loans on the platform. It is
    very easy with us;
  • or by using our clever Auto
    Invest tool. It will fully
    automate the investment process.

In both ways you can maintain full control of your investments.  But we suggest using Auto Invest – it will save
your time and do the work for you.

We have prepared a video for you, which
will help you to create an effective Auto Invest strategy and avoid most common
mistakes.

Special thanks to our client Ido Shkedi for valuable insights
producing this video!

Enjoy watching! Please leave your comment if you find it useful.
Share your opinion, what tips and advices you would like to hear from us in the
future.

Create your own Auto Invest strategy

Set your own
investment criteria and fully automate the investment process by following
these steps:

  • click Auto Invest in the
    top menu on your computer or in the corner menu on your mobile phone;
  • name your strategy – enter the
    title of your strategy in the row Portfolio name;
  • the Portfolio size field
    determines how much of your account balance can be used for this investment
    strategy. When you deposit more funds to PeerBerry, remember to edit your Auto
    Invest strategy to increase the Portfolio Size. You can also set a size larger
    than your current account balance, to prepare for future deposits;
  • the efficient amount for Maximum
    investment in one loan depends on the amount you have in your account. For
    example, if you are going to invest 5000 Eur, 100 eur would work fine.

Next 2 settings are very important. It
defines loan duration, which means after what time you will get your investment
back and the interest rate, it means how much you will earn from it:

  • In the row Interest rate
    set up for instance 10.5 – 14 % interest rate. In such a case Auto Invest will
    pick up loans with specified interest rate;
  • If you are interested in the
    short-term loans, simply choose up to 2 months, however if you prefer the long-term
    investments, pick the duration of 2 month or more. Set this up in the field Remaining
    loan term;
  • the field Remaining
    principal amount shows an unsold amount of listed loan investor prefers to
    invest in. For example, if you set your Auto Invest parameters of Remaining
    principal amount by 100.00 Eur, this Auto Invest strategy will search only
    those listed loans, which unsold amount is equal or more than 100.00 Eur. That
    means, if there are loans with unsold amount of 80.00 EUR, Auto Invest will
    skip those loans. If it is not important for you, what amount is unsold in
    listed loan, this parameter could be not specified in your Auto Invest strategy; 
  • Minimum funds in account is the amount of money investor prefers to keep in his account and
    do not invest. If you think you might need to withdraw some money from your
    account soon, to ensure this option you can simply enter here the amount, you
    might need in the short future;
  • In the row Loan status
    you can choose current or late loans. Late loans are quite rare in our
    platform, so in the most cases our clients choose current loans;
  • In the field Country we
    highly recommend choose all countries and loan originators. If you decide to
    choose all countries too – leave this row blank. This option assures the best
    chances to find all the loans in accordance to previous settings.
  • you can leave the row Buyback
    guarantee not selected, because all recent loans listed on PeerBerry are secured
    with buyback guarantee;
  • choose Reinvest if you
    want the funds from loan repayments to be reinvested using the same strategy.
    If you plan to withdraw some money – leave this option inactive.
  • to start your investment
    journey, press the Save and activate button.

Let’s’ get in touch if you have some questions or need some more information.

How does Auto Invest work

Auto Invest works based on a queuing
system. Every 10 minutes new active strategies with available uninvested amount
are added into Auto Invest strategies queue.

After that the logic works upon FIFO method
– first strategies added into the queue are first taken from it to fulfill.
Auto Invest reviews loans listings and invests funds in loans that meet
strategy’s preferences.

After that the other strategy is taken from
the queue for fulfillment. If the queue of Auto Invest is big, it takes for a
while to invest and you can see uninvested money in your account.

The order in which the strategies are put
into the queue determines the creation/update time.

Let’s’ get in touch if you have some
questions or need some more information.

The post Tips on how to create an effective Auto Invest strategy appeared first on Peerberry.

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